ABLE Accounts are tax-advantaged savings accounts for individuals with disabilities and their families. The ABLE Act limits eligibility to individuals with disabilities with an age of onset of disability before turning 26 years of age. If you meet this age requirement and are also receiving benefits under SSI and/or SSDI, you are automatically eligible to establish an ABLE account.
If you are not a recipient of SSI and/or SSDI but still meet the age of onset disability requirement, you could still be eligible to open an ABLE account if you meet Social Security’s definition and criteria regarding functional limitations and receive a letter of disability certification from a doctor.
As part of Bank On Greater Milwaukee’s ‘Show Me The Money’ series, UW Madison Extension shares the benefits of these accounts and how to open and use one successfully.
Learn more about ABLE accounts at www.ablenrc.org.
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